The Chosen Luxe Group Co.

Legal

Master Disclaimers & Disclosures

Effective Date: August 4, 2026  |  Last Updated: August 4, 2026

PLEASE READ THIS ENTIRE PAGE CAREFULLY. These disclosures govern informational content and use of this website. Paid consulting, speaking, events, procurement-support, surplus-funds, curriculum, licensing, media, and other services are governed by the applicable written agreement, Statement of Work, event terms, waiver, license, or other contract affirmatively accepted by the client, participant, purchaser, or partner. By accessing our website, you acknowledge that you have read and understood these disclosures. They supplement and are incorporated into our Terms of Use and Privacy Policy.

1. Not Legal, Financial, Tax, or Professional Advice

THE CONTENT ON THIS WEBSITE AND ALL SERVICES PROVIDED BY THE CHOSEN LUXE GROUP CO. ARE FOR BUSINESS STRATEGY AND OPERATIONAL GUIDANCE PURPOSES ONLY. NOTHING ON THIS WEBSITE OR IN OUR SERVICES CONSTITUTES, AND SHOULD NOT BE CONSTRUED AS, LEGAL ADVICE, FINANCIAL ADVICE, INVESTMENT ADVICE, ACCOUNTING ADVICE, TAX ADVICE, PSYCHOLOGICAL COUNSELING, THERAPEUTIC SERVICES, OR ANY OTHER FORM OF LICENSED PROFESSIONAL ADVICE.

The Chosen Luxe Group Co. is not a law firm, financial advisory firm, registered investment advisor, licensed accountant, certified financial planner, licensed therapist, or licensed counselor. Stephanie Chosen and all team members provide business consulting services only. Engaging The Chosen Luxe Group Co. does not create an attorney-client relationship, financial advisory relationship, or any other licensed professional relationship.

You should consult a licensed attorney for legal matters, a certified financial planner or registered investment advisor for financial and investment matters, a licensed CPA or tax attorney for tax matters, and a licensed mental health professional for any psychological or emotional concerns. Reliance on any information provided by The Chosen Luxe Group Co. without consulting the appropriate licensed professional is at your sole risk.

2. No Guarantee of Results — FTC Compliance Disclosure

IN COMPLIANCE WITH THE FEDERAL TRADE COMMISSION'S GUIDELINES ON ENDORSEMENTS AND TESTIMONIALS (16 C.F.R. PART 255) AND THE FTC'S GUIDES CONCERNING THE USE OF ENDORSEMENTS AND TESTIMONIALS IN ADVERTISING:

  • Results are not typical and are not guaranteed. Any reference to income, revenue growth, business improvement, procurement success, surplus funds recovery, or any other outcome on this website reflects individual client experiences under specific circumstances. Your results will vary based on your individual effort, experience, business type, market conditions, geographic location, industry, economic environment, and numerous other factors outside our control.
  • Testimonials reflect individual experiences. Client testimonials presented on this website are intended to reflect the genuine experiences of real clients. They are not representative of all clients and do not constitute a guarantee, warranty, or prediction of your experience or results. If you believe any testimonial is inaccurate or requires correction, please contact us at [email protected].
  • Material connections are disclosed. Where a client has received services at a reduced rate, complimentary services, or other compensation in exchange for a testimonial or endorsement, this material connection is or will be disclosed in proximity to that testimonial.
  • No earnings claims. Any figures, statistics, or financial outcomes referenced on this website are illustrative only. They are not projections, forecasts, or guarantees of earnings. Past performance of any client does not guarantee or predict future results for any other client.
  • Government contracting outcomes. References to government contracting readiness, procurement opportunities, or contract awards do not guarantee that you will obtain any government contract. Government contracting involves competitive processes, eligibility requirements, and agency discretion entirely outside our control.
  • Surplus funds recovery. References to surplus funds recovery do not guarantee that surplus funds exist in your matter, that you are eligible to claim them, or that any recovery will be successful. Recovery depends on legal processes, statutory deadlines, court decisions, and government agency actions outside our control.

3. Proprietary Titles & Trademarks

The following titles, designations, and phrases are proprietary to The Chosen Luxe Group Co. and Stephanie Chosen. They are used as descriptive service marks and brand identifiers, not as licensed professional designations issued by any regulatory body or professional association:

  • Business Heart Surgeon™ — A proprietary metaphorical designation describing Stephanie Chosen's approach to diagnosing and healing organizational dysfunction. This is not a medical title and does not imply any medical, surgical, or clinical services.
  • Marketplace Apostle™ — A proprietary faith-centered brand designation reflecting Stephanie Chosen's business and ministry philosophy. It is distinct from any separately documented ordination, ministry office, or ecclesiastical credential. This is not a title conferred by any religious institution or denomination.
  • Forensic Business Strategist™ — A proprietary designation describing a methodical, evidence-based approach to business analysis. This is not a licensed forensic accounting, forensic auditing, or forensic investigation designation.
  • Forensic Consulting™ / Ministry Consulting™ / Luxury Services & Experiences™ — Proprietary service category names owned by The Chosen Luxe Group Co..
  • Where Business Strategy Meets Prophetic Precision™ — Proprietary tagline of The Chosen Luxe Group Co..

All ™ designations are claimed as common law trademarks of The Chosen Luxe Group Co.. Unauthorized use of these marks is prohibited and may result in legal action.

4. Faith-Based & Spiritual Content Disclaimer

The Chosen Luxe Group Co. integrates faith-based principles and spiritual perspectives into its consulting philosophy. References to prophetic insight, spiritual discernment, divine guidance, or faith-based frameworks on this website and in our services reflect Stephanie Chosen's personal beliefs and professional philosophy. They are offered as a perspective and framework for business decision-making, not as a guarantee of any spiritual, supernatural, or business outcome.

Clients are not required to share Stephanie Chosen's religious beliefs to benefit from our consulting services. Faith-based content is offered as an optional framework and does not constitute religious counseling, pastoral care, or spiritual direction as those terms are understood in licensed or ordained ministry contexts.

5. General Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT, INFORMATION, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

The Chosen Luxe Group Co. does not warrant that: (a) the website will be uninterrupted or error-free; (b) any errors on the website will be corrected; or (c) the website or the server that makes it available are free of viruses or other harmful components. We strive to provide accurate and useful information; however, website content is general, may become outdated, and should not be relied upon as individualized professional advice or as a substitute for verification from an appropriate authoritative source.

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE CHOSEN LUXE GROUP CO., ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, LICENSORS, AND AFFILIATES (COLLECTIVELY, THE "TCLG PARTIES") SHALL NOT BE LIABLE FOR ANY:

  • Indirect, incidental, special, consequential, exemplary, or punitive damages of any kind;
  • Loss of profits, revenue, business opportunities, data, goodwill, or anticipated savings;
  • Damages arising from your reliance on any information, advice, or content provided through our website or services;
  • Damages arising from business decisions made based on our consulting guidance, regardless of whether such guidance was provided in good faith;
  • Damages arising from unauthorized access to, alteration of, or destruction of your data or transmissions;
  • Damages arising from any cybersecurity incident, data breach, hacking, ransomware, phishing, malware, or other security event affecting our systems or the systems of our third-party vendors;
  • Damages arising from the acts or omissions of third-party service providers, platforms, or vendors we use in connection with our services;
  • Damages arising from any AI-generated content, AI-assisted analysis, or AI tool used in connection with our services;
  • Damages arising from personal injury, emotional distress, or property damage occurring in connection with in-person consulting sessions, workshops, events, or meetings;
  • Damages arising from government contracting outcomes, surplus funds recovery outcomes, or any other outcome dependent on third-party decisions or legal processes;
  • Damages arising from changes in law, regulation, or government policy that affect the advice or guidance we have provided.

IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE TCLG PARTIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO YOUR USE OF OUR WEBSITE OR SERVICES EXCEED THE GREATER OF: (A) THE TOTAL FEES PAID BY YOU TO THE CHOSEN LUXE GROUP CO. IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the TCLG Parties' liability shall be limited to the maximum extent permitted by applicable law.

7. Indemnification

You agree to defend, indemnify, and hold harmless the TCLG Parties from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or related to:

  • Your use of or access to our website or services;
  • Your violation of these disclaimers, our Terms of Use, or any applicable law or regulation;
  • Your violation of any third-party rights, including intellectual property rights, privacy rights, or rights of publicity;
  • Any false, misleading, or inaccurate information you provide to us;
  • Any business decisions, actions, or omissions you make in reliance on our consulting services or website content;
  • Any dispute between you and a third party arising from your use of our services;
  • Any claim that your use of our services caused harm to a third party;
  • Any cybersecurity incident, data breach, or unauthorized access arising from your own systems, devices, networks, or conduct;
  • Any claim arising from your participation in in-person events, workshops, or consulting sessions hosted by The Chosen Luxe Group Co.;
  • Any claim arising from your reliance on AI-assisted content or deliverables provided by The Chosen Luxe Group Co..

We reserve the right to assume exclusive control of the defense of any matter subject to indemnification by you, at your expense. You agree to cooperate fully with our defense of such claims and not to settle any such claim without our prior written consent.

8. Cybersecurity & Data Security

We use reasonable administrative, technical, and physical safeguards appropriate to the information handled. No system can be guaranteed completely secure. Liability concerning privacy or security incidents is governed by applicable law and any controlling written agreement. Nothing in this disclosure limits rights or obligations that cannot lawfully be waived. In the event of a breach affecting your personal information, we will notify you as required by applicable state and federal law.

By using our website and services, you acknowledge the inherent security risks of transmitting information over the internet. We encourage you to use secure connections and to avoid submitting sensitive personal documents through this website unless directed to a secure submission process.

9. Third-Party Links & Services

Our website may contain links to third-party websites, platforms, and services. These links are provided for your convenience only. The Chosen Luxe Group Co. does not endorse, control, or assume responsibility for the content, privacy practices, security, or accuracy of any third-party website or service. Your use of third-party websites and services is at your own risk and subject to those parties' own terms and privacy policies.

Third-Party Platforms We Use: We use the following third-party platforms in connection with our business operations. When you interact with these platforms — including by submitting a booking inquiry, scheduling an appointment, or entering into a client engagement — your information may be processed by these platforms under their own terms of service and privacy policies:

  • HoneyBook, Inc. — Client relationship management, contracts, invoicing, and project management. Your name, contact information, project details, and communications may be stored in HoneyBook. See the HoneyBook Privacy Policy.
  • Calendly, Inc. — Appointment scheduling and calendar management. If you schedule a call or appointment through a Calendly link, your name, email address, and scheduling data will be processed by Calendly. See the Calendly Privacy Policy.
  • Instagram (Meta Platforms, Inc.) — Social media presence. Links to our Instagram profile will take you to Instagram's platform, which is governed by Meta's Data Policy.

When you click any link that takes you to an external website or platform, you are leaving thechosenluxegroup.com. The Chosen Luxe Group Co. is not responsible for the content, privacy practices, or data handling of any external site. We encourage you to review the privacy policy of any third-party platform before providing your personal information.

10. In-Person Services Disclaimer

For any in-person consulting sessions, workshops, intensives, retreats, speaking engagements, or events facilitated by The Chosen Luxe Group Co.:

  • You attend and participate entirely at your own risk.
  • The Chosen Luxe Group Co. is not liable for any personal injury, bodily harm, property damage, emotional distress, or loss arising from your attendance at or participation in any in-person event or session.
  • You are solely responsible for your own transportation, accommodations, meals, and personal safety.
  • Any physical or emotional discomfort arising from participation in sessions, workshops, intensives, or exercises is your sole responsibility.
  • The Chosen Luxe Group Co. reserves the right to remove any participant from an in-person event for conduct that is disruptive, threatening, harassing, or otherwise inappropriate, without refund.
  • Participation in any physical activity, exercise, or experiential component of a session is entirely voluntary. You represent that you are physically and mentally capable of participating in any activities you choose to engage in.

11. Refund & Cancellation Policy

Refunds and Cancellations: All consulting engagements, retainers, intensives, and service packages are governed by the specific agreement or proposal executed between you and The Chosen Luxe Group Co.. In the absence of a written agreement specifying otherwise, the following general policy applies:

  • Deposits and retainers are non-refundable once work has commenced or resources have been allocated to your engagement.
  • Cancellations made 72 hours or more before a scheduled session may be eligible for a credit toward a future session, at our sole discretion.
  • Cancellations made less than 72 hours before a scheduled session, or no-shows, forfeit the session fee entirely.
  • Digital products, templates, and downloadable resources are non-refundable once accessed or downloaded.
  • Event registrations are non-refundable unless the event is cancelled by The Chosen Luxe Group Co..

To request a cancellation, reschedule, or discuss a billing concern, contact us at [email protected] with your engagement details.

12. BBB Standards — Complaint Process

The Chosen Luxe Group Co. is committed to the Better Business Bureau's Standards for Trust, including truthful advertising, transparent business practices, and responsive complaint handling. If you have a concern or complaint about our services:

  • Step 1 — Contact Us Directly: Email [email protected] with a written description of your concern. We commit to acknowledging your complaint within 3 business days and providing a substantive response within 10 business days.
  • Step 2 — Escalation: If your concern is not resolved to your satisfaction through direct contact, you may file a complaint with the Better Business Bureau at bbb.org or with the Georgia Governor's Office of Consumer Protection at consumer.georgia.gov.
  • Step 3 — Mediation/Arbitration: See Section 13 below.

13. Dispute Resolution — Mediation & Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

In the event of any dispute, claim, or controversy arising out of or relating to your use of our website, our services, these disclaimers, or any agreement between you and The Chosen Luxe Group Co. (collectively, a "Dispute"), the parties agree to the following dispute resolution process:

  • Informal Resolution First: Before initiating any formal proceeding, the party asserting the Dispute must provide written notice to the other party describing the Dispute in reasonable detail. The parties agree to negotiate in good faith for a period of thirty (30) days following such notice.
  • Mediation: If informal resolution fails, either party may request non-binding mediation administered by a mutually agreed mediator in Gwinnett County, Georgia. Costs of mediation shall be shared equally.
  • Binding Arbitration: If mediation fails or is declined, any unresolved Dispute shall be finally resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, with one arbitrator, conducted in Gwinnett County, Georgia. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
  • Class Action Waiver: You agree that any Dispute will be resolved on an individual basis only. You waive any right to bring or participate in a class action, collective action, or representative proceeding.
  • Exceptions: Either party may seek emergency injunctive or equitable relief in a court of competent jurisdiction to prevent irreparable harm pending arbitration.

14. Governing Law — Federal & Georgia Consumer Protection

These disclaimers and all matters relating to your use of our website and services are governed by the laws of the State of Georgia. In addition to these disclaimers, your rights and our obligations may also be governed by:

  • Federal Trade Commission Act (15 U.S.C. § 45) — prohibiting unfair or deceptive acts or practices in commerce.
  • FTC Guides Concerning the Use of Endorsements and Testimonials in Advertising (16 C.F.R. Part 255) — governing testimonials, endorsements, and results disclosures.
  • Georgia Fair Business Practices Act (O.C.G.A. § 10-1-390 et seq.) — Georgia's Unfair and Deceptive Acts and Practices (UDAP) statute.
  • Georgia Personal Identity Protection Act (O.C.G.A. § 10-1-910 et seq.) — governing data breach notification obligations.

Any dispute not subject to arbitration under Section 13 shall be resolved exclusively in the state or federal courts located in Gwinnett County, Georgia.

15. Severability

If any provision of these disclaimers is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these disclaimers. The remaining provisions shall continue in full force and effect.

16. Contact Us

If you have questions about these disclaimers, please contact us:

The Chosen Luxe Group Co.

115 E Main St. Ste A1B-14J, Buford, GA 30518

Email: [email protected]